True Unionism
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It is the personal and non-transferable account that each of the workers has, in which the contributions made by the worker, the employer and the government are deposited, as well as the voluntary contributions and the returns earned from the investment of resources.
The AFORE are financial institutions that manage the retirement savings of workers who contribute to the IMSS or ISSSTE and independent workers so that they can obtain their pension through it. They also invest the resources in the Specialized Investment Companies of F...
There are two options to know in which AFORE your AFORE account is registered: a) By phone: call SARTEL toll-free at (01 55) 13-28-5000. b) Online: at www.e-sar.com.mx, entering the Locate your AFORE section To make the query you must have...
The AFORE must send the worker the account statement at least three times per year, distributed as follows: Period 1 January – April Period May 2 - August Period September 3 - December
There are three cases: -If the worker has two or more Social Security Numbers. -If the employer reports a different Social Security Number than the one the worker has contributed to. -If the worker shares the Social Security Number with another worker. If...
The AFORE must send the worker the account statement at least three times per year, distributed as follows: Period 1 January – April Period May 2 - August Period September 3 - December
When the IMSS grants the worker a pension resolution for Advanced Unemployment or Old Age (upon turning 60 or 65 years old or having 500 or 1,250 weeks of contributions depending on the applicable regime). When due to work hazards, the worker becomes partially or...
When a worker has not yet chosen an AFORE, his retirement savings are in a “concentrator account”, if after a year the worker still has not chosen an Administrator, CONSAR will assign his account to an AFORE that has granted the best returns...
When the IMSS grants the worker a pension resolution for Advanced Unemployment or Old Age (upon turning 60 or 65 years old or having 500 or 1,250 weeks of contributions depending on the applicable regime). When due to work hazards, the worker becomes partially or...
The AFORES invest resources in investment instruments, regulated by CONSAR, that generate profits so that savings grow day by day. In addition, it is important to know that the resources are invested in Investment Companies, differentiated according to the age of...
